New Health Insurance Measures

Under a new health care reform law, persons under the age of 26 will also be eligible to get insurance cover through their parent’s health insurance plans. Insurance companies have already revealed the details and the costs associated with these plans.

Before these measures were announced, Americans under the age of 26 comprised the largest group of population without any insurance cover. The group represents 30% of the population without any health cover, noted the Department of Health and Human Services.

The recently announced measures will help 1.2 million people across the country. The changes will come into effect for all insurance plans starting from or after September 23, 2010. All the adults up to 26 years old will be covered under this scheme even if they are not in college, not living with their parents or are not dependent on any kind of tax return.

People who were earlier dropped from dependant coverage will also be able to get cover as long as they do not get coverage through their employers. All the children can get coverage even if they are married but their spouses and children will not be covered under this plan.

As per this pan, insures must treat all dependents uniformly and without any consideration to their age. The premiums will increase 0.7% and will further rise 1% for the year 2012 and 2013. Most of the insurers have already started offering these coverage plans.